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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,402 | $83,485-2.5% | $125,195-35.0% | $72,976+11.5% |
| Participation rate | 81.6% | 73.3%+8.3pp | 79.8%+1.8pp | 69.5%+12.1pp |
| Annual return | 134.89% | 25.77%+109.1pp | 43.79%+91.1pp | 81.02%+53.9pp |
| Employer contribution / active EE | $2,355 | $2,346+0.4% | $3,866-39.1% | $2,440-3.5% |
| Participant deferral / active EE | $1,277 | $3,586-64.4% | $4,937-74.1% | $3,608-64.6% |
| Admin fee / account holder | $4,375 | $5,518-20.7% | $9,704-54.9% | $5,124-14.6% |