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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,575 | $91,537-21.8% | $130,045-45.0% | $75,173-4.8% |
| Participation rate | 76.7% | 71.5%+5.3pp | 78.5%-1.8pp | 67.2%+9.5pp |
| Annual return | 9.99% | -631.55%+641.5pp | -137.30%+147.3pp | 160.72%-150.7pp |
| Employer contribution / active EE | $4,733 | $2,845+66.4% | $4,321+9.5% | $2,671+77.2% |
| Participant deferral / active EE | $1,773 | $4,343-59.2% | $5,820-69.5% | $4,126-57.0% |
| Admin fee / account holder | $2,435 | $6,780-64.1% | $10,600-77.0% | $5,651-56.9% |