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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,353 | $47,848-24.0% | $81,478-55.4% | $70,131-48.2% |
| Participation rate | 53.3% | 58.3%-4.9pp | 68.0%-14.6pp | 69.5%-16.2pp |
| Annual return | 14.80% | 27.25%-12.4pp | 38.78%-24.0pp | 73.14%-58.3pp |
| Employer contribution / active EE | $343 | $1,527-77.6% | $2,568-86.7% | $2,342-85.4% |
| Participant deferral / active EE | $3,285 | $2,453+33.9% | $3,537-7.1% | $3,332-1.4% |
| Admin fee / account holder | $930 | $3,145-70.4% | $4,561-79.6% | $4,645-80.0% |