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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,457 | $43,075-24.6% | $74,577-56.5% | $62,881-48.4% |
| Participation rate | 0.0% | 58.1%-58.1pp | 68.1%-68.1pp | 69.3%-69.3pp |
| Annual return | 5.86% | 17.50%-11.6pp | 20.47%-14.6pp | 20.14%-14.3pp |
| Employer contribution / active EE | $263 | $1,498-82.4% | $2,525-89.6% | $2,281-88.5% |
| Participant deferral / active EE | $2,479 | $2,389+3.7% | $3,458-28.3% | $3,203-22.6% |
| Admin fee / account holder | $4,447 | $2,840+56.6% | $4,138+7.5% | $4,296+3.5% |