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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,895 | $97,125+58.5% | $86,233+78.5% | $137,256+12.1% |
| Participation rate | 95.0% | 74.2%+20.8pp | 69.0%+26.0pp | 80.0%+15.0pp |
| Annual return | 13.85% | 74.19%-60.3pp | 61.39%-47.5pp | 220.34%-206.5pp |
| Employer contribution / active EE | $2,170 | $2,841-23.6% | $2,504-13.3% | $4,156-47.8% |
| Participant deferral / active EE | $5,717 | $5,180+10.4% | $4,559+25.4% | $6,407-10.8% |
| Admin fee / account holder | $750 | $9,725-92.3% | $8,342-91.0% | $12,270-93.9% |