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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,698 | $100,203+35.4% | $85,240+59.2% | $145,897-7.0% |
| Participation rate | 90.0% | 74.1%+15.9pp | 67.5%+22.5pp | 80.3%+9.7pp |
| Annual return | 10.24% | 84.28%-74.0pp | 66.75%-56.5pp | 552.29%-542.0pp |
| Employer contribution / active EE | $2,025 | $3,242-37.5% | $2,735-26.0% | $4,663-56.6% |
| Participant deferral / active EE | $6,934 | $5,299+30.9% | $4,527+53.2% | $6,689+3.7% |
| Admin fee / account holder | $5,777 | $7,265-20.5% | $6,165-6.3% | $13,390-56.9% |