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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,895 | $108,882+41.3% | $96,754+59.1% | $154,746-0.5% |
| Participation rate | 95.0% | 75.1%+19.9pp | 70.3%+24.7pp | 80.7%+14.3pp |
| Annual return | 13.85% | 98.39%-84.5pp | 82.04%-68.2pp | 172.34%-158.5pp |
| Employer contribution / active EE | $2,170 | $3,018-28.1% | $2,679-19.0% | $4,379-50.4% |
| Participant deferral / active EE | $5,717 | $5,323+7.4% | $4,758+20.2% | $6,730-15.1% |
| Admin fee / account holder | $750 | $10,200-92.6% | $8,905-91.6% | $14,365-94.8% |