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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,451 | $176,838-56.8% | $146,685-47.9% | $167,518-54.4% |
| Participation rate | 58.3% | 83.6%-25.3pp | 80.1%-21.7pp | 82.1%-23.8pp |
| Annual return | 16.81% | 24.04%-7.2pp | 22.75%-5.9pp | 478.71%-461.9pp |
| Employer contribution / active EE | $1,678 | $5,161-67.5% | $4,137-59.4% | $4,838-65.3% |
| Participant deferral / active EE | $5,616 | $6,441-12.8% | $5,507+2.0% | $6,342-11.5% |
| Admin fee / account holder | $20 | $13,262-99.8% | $10,281-99.8% | $12,312-99.8% |