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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,744 | $162,821-66.4% | $133,978-59.1% | $158,982-65.6% |
| Participation rate | 66.7% | 83.2%-16.6pp | 79.8%-13.2pp | 82.0%-15.3pp |
| Annual return | 15.54% | 41.95%-26.4pp | 45.10%-29.6pp | 302.99%-287.4pp |
| Employer contribution / active EE | $2,156 | $4,976-56.7% | $3,919-45.0% | $4,763-54.7% |
| Participant deferral / active EE | $7,152 | $5,910+21.0% | $5,047+41.7% | $5,983+19.5% |
| Admin fee / account holder | $22,197 | $11,742+89.0% | $8,930+148.6% | $11,252+97.3% |