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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,876 | $166,131+45.0% | $164,975+46.0% | $145,877+65.1% |
| Participation rate | 60.9% | 82.0%-21.1pp | 78.6%-17.7pp | 80.3%-19.4pp |
| Annual return | 17.44% | 100.37%-82.9pp | 70.12%-52.7pp | 551.28%-533.8pp |
| Employer contribution / active EE | $2,342 | $5,276-55.6% | $4,343-46.1% | $4,663-49.8% |
| Participant deferral / active EE | $5,964 | $6,962-14.3% | $6,033-1.2% | $6,691-10.9% |
| Admin fee / account holder | $14,305 | $16,648-14.1% | $12,688+12.7% | $13,402+6.7% |