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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,493 | $135,639-0.8% | $110,241+22.0% | $135,382-0.7% |
| Participation rate | 70.8% | 83.5%-12.6pp | 79.8%-9.0pp | 82.6%-11.8pp |
| Annual return | -7.01% | 513.21%-520.2pp | 314.75%-321.8pp | 519.77%-526.8pp |
| Employer contribution / active EE | $876 | $4,907-82.1% | $3,827-77.1% | $4,779-81.7% |
| Participant deferral / active EE | $4,225 | $5,507-23.3% | $4,672-9.6% | $5,609-24.7% |
| Admin fee / account holder | $1,323 | $11,457-88.5% | $8,548-84.5% | $10,829-87.8% |