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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,540 | $102,385+15.8% | $147,080-19.4% | $80,935+46.5% |
| Participation rate | 81.0% | 75.9%+5.1pp | 82.2%-1.2pp | 67.7%+13.3pp |
| Annual return | 10.78% | 135.09%-124.3pp | 420.17%-409.4pp | 35.66%-24.9pp |
| Employer contribution / active EE | $6,268 | $3,717+68.6% | $4,933+27.1% | $2,757+127.4% |
| Participant deferral / active EE | $7,840 | $6,651+17.9% | $8,066-2.8% | $4,299+82.3% |
| Admin fee / account holder | $18,027 | $7,951+126.7% | $12,989+38.8% | $6,924+160.3% |