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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,540 | $102,382+15.8% | $147,005-19.4% | $80,874+46.6% |
| Participation rate | 81.0% | 75.8%+5.1pp | 82.2%-1.2pp | 67.6%+13.3pp |
| Annual return | 10.78% | 134.89%-124.1pp | 418.76%-408.0pp | 35.62%-24.8pp |
| Employer contribution / active EE | $6,268 | $3,715+68.7% | $4,934+27.0% | $2,756+127.5% |
| Participant deferral / active EE | $7,840 | $6,646+18.0% | $8,070-2.8% | $4,297+82.5% |
| Admin fee / account holder | $18,027 | $7,942+127.0% | $13,006+38.6% | $6,935+159.9% |