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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,400 | $124,980-74.1% | $108,359-70.1% | $154,746-79.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.36% | 45.00%-28.6pp | 36.89%-20.5pp | 172.34%-156.0pp |
| Employer contribution / active EE | $9,257 | $2,851+224.7% | $2,399+285.8% | $4,379+111.4% |
| Participant deferral / active EE | $14,100 | $4,743+197.3% | $4,137+240.8% | $6,730+109.5% |
| Admin fee / account holder | $21,390 | $11,502+86.0% | $9,741+119.6% | $14,365+48.9% |