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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,622 | $93,589-70.5% | $135,942-79.7% | $75,181-63.3% |
| Participation rate | 96.9% | 75.2%+21.7pp | 81.9%+15.0pp | 67.2%+29.7pp |
| Annual return | 26.03% | 30.90%-4.9pp | 68.28%-42.3pp | 160.69%-134.7pp |
| Employer contribution / active EE | $1,875 | $3,537-47.0% | $4,858-61.4% | $2,671-29.8% |
| Participant deferral / active EE | $5,108 | $6,405-20.3% | $7,759-34.2% | $4,126+23.8% |
| Admin fee / account holder | $1,866 | $6,977-73.3% | $10,764-82.7% | $5,650-67.0% |