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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,998 | $82,674-74.6% | $125,381-83.3% | $68,486-69.3% |
| Participation rate | 98.3% | 75.1%+23.2pp | 82.4%+15.9pp | 67.9%+30.4pp |
| Annual return | -11.95% | -5.97%-6.0pp | 572.31%-584.3pp | -7.85%-4.1pp |
| Employer contribution / active EE | $1,785 | $3,382-47.2% | $4,815-62.9% | $2,597-31.3% |
| Participant deferral / active EE | $4,707 | $6,111-23.0% | $7,448-36.8% | $4,028+16.9% |
| Admin fee / account holder | $1,096 | $6,277-82.5% | $10,007-89.0% | $5,404-79.7% |