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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,019 | $106,551-91.5% | $91,225-90.1% | $134,532-93.3% |
| Participation rate | 21.7% | 76.8%-55.1pp | 73.2%-51.5pp | 81.2%-59.5pp |
| Annual return | -19.42% | 160.78%-180.2pp | 114.12%-133.5pp | 418.27%-437.7pp |
| Employer contribution / active EE | $401 | $3,331-88.0% | $2,851-86.0% | $4,741-91.6% |
| Participant deferral / active EE | $2,628 | $4,718-44.3% | $4,233-37.9% | $6,401-58.9% |
| Admin fee / account holder | $0 | $6,234-100.0% | $5,422-100.0% | $11,429-100.0% |