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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,498 | $121,656-97.9% | $104,614-97.6% | $158,950-98.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | -4.60% | 465.51%-470.1pp | 340.56%-345.2pp | 302.91%-307.5pp |
| Employer contribution / active EE | $1,075 | $3,164-66.0% | $2,681-59.9% | $4,762-77.4% |
| Participant deferral / active EE | $1,221 | $4,177-70.8% | $3,739-67.4% | $5,983-79.6% |
| Admin fee / account holder | $310,943 | $7,775+3899.4% | $6,464+4710.7% | $11,248+2664.3% |