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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,086 | $58,523+209.4% | $99,475+82.0% | $72,975+148.1% |
| Participation rate | 15.4% | 64.6%-49.2pp | 73.8%-58.4pp | 69.5%-54.1pp |
| Annual return | 24.76% | 28.51%-3.8pp | 30.72%-6.0pp | 81.01%-56.3pp |
| Employer contribution / active EE | $545 | $1,512-64.0% | $2,540-78.6% | $2,440-77.7% |
| Participant deferral / active EE | $2,299 | $2,606-11.8% | $3,619-36.5% | $3,608-36.3% |
| Admin fee / account holder | $184 | $4,102-95.5% | $6,252-97.1% | $5,124-96.4% |