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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,915 | $102,393+20.0% | $147,041-16.4% | $80,911+51.9% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.6%+26.4pp |
| Annual return | 10.37% | 134.95%-124.6pp | 419.21%-408.8pp | 35.63%-25.3pp |
| Employer contribution / active EE | $2,479 | $3,715-33.3% | $4,935-49.8% | $2,756-10.0% |
| Participant deferral / active EE | $6,625 | $6,647-0.3% | $8,071-17.9% | $4,297+54.2% |
| Admin fee / account holder | $1,429 | $7,943-82.0% | $13,006-89.0% | $6,935-79.4% |