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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,438 | $93,589+35.1% | $135,942-7.0% | $75,181+68.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.48% | 30.90%-17.4pp | 68.28%-54.8pp | 160.69%-147.2pp |
| Employer contribution / active EE | $2,505 | $3,537-29.2% | $4,858-48.4% | $2,671-6.2% |
| Participant deferral / active EE | $7,392 | $6,405+15.4% | $7,759-4.7% | $4,126+79.2% |
| Admin fee / account holder | $6,454 | $6,977-7.5% | $10,764-40.0% | $5,650+14.2% |