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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,494 | $172,111-16.6% | $150,298-4.5% | $137,256+4.5% |
| Participation rate | 71.4% | 81.7%-10.3pp | 77.8%-6.3pp | 80.0%-8.5pp |
| Annual return | 10.12% | 69.37%-59.3pp | 62.79%-52.7pp | 220.34%-210.2pp |
| Employer contribution / active EE | $7,962 | $4,636+71.7% | $4,154+91.7% | $4,156+91.6% |
| Participant deferral / active EE | $8,963 | $6,166+45.4% | $5,453+64.4% | $6,407+39.9% |
| Admin fee / account holder | $227,215 | $16,471+1279.5% | $14,116+1509.7% | $12,270+1751.8% |