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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,860 | $217,427+30.1% | $185,837+52.2% | $167,518+68.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 12.62% | 148.39%-135.8pp | 122.08%-109.5pp | 478.71%-466.1pp |
| Employer contribution / active EE | $7,072 | $5,874+20.4% | $5,168+36.8% | $4,838+46.2% |
| Participant deferral / active EE | $9,237 | $6,357+45.3% | $5,568+65.9% | $6,342+45.6% |
| Admin fee / account holder | $679 | $19,816-96.6% | $16,241-95.8% | $12,312-94.5% |