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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,536 | $198,457+7.1% | $170,435+24.7% | $147,586+44.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 13.40% | 257.30%-243.9pp | 205.94%-192.5pp | 578.59%-565.2pp |
| Employer contribution / active EE | $6,760 | $6,183+9.3% | $5,432+24.4% | $4,876+38.6% |
| Participant deferral / active EE | $7,608 | $5,629+35.2% | $4,939+54.0% | $5,439+39.9% |
| Admin fee / account holder | $4,415 | $16,852-73.8% | $13,881-68.2% | $10,886-59.4% |