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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,339 | $124,425-75.6% | $112,040-72.9% | $137,256-77.9% |
| Participation rate | 66.7% | 79.3%-12.6pp | 76.5%-9.8pp | 80.0%-13.3pp |
| Annual return | 17.01% | 24.72%-7.7pp | 24.52%-7.5pp | 220.34%-203.3pp |
| Employer contribution / active EE | $1,903 | $3,411-44.2% | $2,954-35.6% | $4,156-54.2% |
| Participant deferral / active EE | $2,248 | $5,718-60.7% | $5,098-55.9% | $6,407-64.9% |
| Admin fee / account holder | $378 | $15,207-97.5% | $12,098-96.9% | $12,270-96.9% |