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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,956 | $70,435-85.9% | $96,575-89.7% | $85,856-88.4% |
| Participation rate | 93.1% | 61.8%+31.3pp | 69.8%+23.3pp | 69.3%+23.8pp |
| Annual return | 16.66% | 18.59%-1.9pp | 37.79%-21.1pp | 318.58%-301.9pp |
| Employer contribution / active EE | $1,396 | $1,413-1.2% | $2,357-40.8% | $2,565-45.6% |
| Participant deferral / active EE | $2,433 | $2,894-15.9% | $3,849-36.8% | $3,952-38.4% |
| Admin fee / account holder | $1,378 | $4,997-72.4% | $6,182-77.7% | $6,261-78.0% |