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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,311 | $71,197-77.1% | $93,669-82.6% | $80,925-79.8% |
| Participation rate | 96.8% | 60.4%+36.4pp | 68.7%+28.0pp | 67.7%+29.1pp |
| Annual return | 14.34% | 11.27%+3.1pp | 133.59%-119.3pp | 35.65%-21.3pp |
| Employer contribution / active EE | $1,748 | $1,565+11.7% | $2,424-27.9% | $2,756-36.6% |
| Participant deferral / active EE | $2,575 | $4,036-36.2% | $4,416-41.7% | $4,299-40.1% |
| Admin fee / account holder | $839 | $6,959-87.9% | $8,291-89.9% | $6,940-87.9% |