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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,881 | $102,393+1.5% | $147,041-29.4% | $80,911+28.4% |
| Participation rate | 86.7% | 75.9%+10.8pp | 82.2%+4.5pp | 67.6%+19.0pp |
| Annual return | 15.66% | 134.95%-119.3pp | 419.21%-403.6pp | 35.63%-20.0pp |
| Employer contribution / active EE | $3,521 | $3,715-5.2% | $4,935-28.7% | $2,756+27.7% |
| Participant deferral / active EE | $8,697 | $6,647+30.8% | $8,071+7.8% | $4,297+102.4% |
| Admin fee / account holder | $8,473 | $7,943+6.7% | $13,006-34.9% | $6,935+22.2% |