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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,626 | $138,102-46.0% | $125,381-40.5% | $134,532-44.5% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -36.13% | 750.73%-786.9pp | 572.31%-608.4pp | 418.27%-454.4pp |
| Employer contribution / active EE | $2,406 | $5,245-54.1% | $4,815-50.0% | $4,741-49.2% |
| Participant deferral / active EE | $7,653 | $7,801-1.9% | $7,448+2.8% | $6,401+19.6% |
| Admin fee / account holder | $18,756 | $11,568+62.1% | $10,007+87.4% | $11,429+64.1% |