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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,373 | $80,985-55.1% | $96,576-62.3% | $75,181-51.6% |
| Participation rate | 48.0% | 71.8%-23.8pp | 76.0%-28.0pp | 67.2%-19.2pp |
| Annual return | 15.31% | 27.05%-11.7pp | 25.87%-10.6pp | 160.69%-145.4pp |
| Employer contribution / active EE | $771 | $2,282-66.2% | $2,965-74.0% | $2,671-71.1% |
| Participant deferral / active EE | $1,884 | $3,929-52.0% | $4,851-61.2% | $4,126-54.3% |
| Admin fee / account holder | $1,263 | $6,719-81.2% | $8,253-84.7% | $5,650-77.6% |