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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,227 | $72,492-25.2% | $87,104-37.7% | $72,975-25.7% |
| Participation rate | 55.0% | 72.8%-17.8pp | 76.9%-21.9pp | 69.5%-14.5pp |
| Annual return | 21.53% | 24.46%-2.9pp | 28.19%-6.7pp | 81.01%-59.5pp |
| Employer contribution / active EE | $1,135 | $1,894-40.0% | $2,521-55.0% | $2,440-53.5% |
| Participant deferral / active EE | $2,429 | $3,270-25.7% | $4,048-40.0% | $3,608-32.7% |
| Admin fee / account holder | $234 | $5,055-95.4% | $7,491-96.9% | $5,124-95.4% |