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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,296 | $144,124-71.3% | $117,857-65.0% | $147,585-72.0% |
| Participation rate | 66.7% | 83.4%-16.8pp | 79.7%-13.0pp | 82.8%-16.2pp |
| Annual return | 35.15% | 531.17%-496.0pp | 335.09%-299.9pp | 578.56%-543.4pp |
| Employer contribution / active EE | $1,307 | $4,897-73.3% | $3,786-65.5% | $4,876-73.2% |
| Participant deferral / active EE | $4,900 | $5,316-7.8% | $4,482+9.3% | $5,439-9.9% |
| Admin fee / account holder | $0 | $10,886-100.0% | $8,020-100.0% | $10,885-100.0% |