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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,135 | $154,145-32.4% | $130,014-19.9% | $139,427-25.3% |
| Participation rate | 28.6% | 82.0%-53.4pp | 78.5%-49.9pp | 80.3%-51.8pp |
| Annual return | 34.67% | 32.49%+2.2pp | -137.22%+171.9pp | 373.27%-338.6pp |
| Employer contribution / active EE | $1,154 | $5,290-78.2% | $4,320-73.3% | $4,752-75.7% |
| Participant deferral / active EE | $4,329 | $6,711-35.5% | $5,821-25.6% | $6,711-35.5% |
| Admin fee / account holder | $5 | $14,009-100.0% | $10,616-100.0% | $11,404-100.0% |