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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,135 | $154,209-32.5% | $130,062-19.9% | $139,487-25.3% |
| Participation rate | 28.6% | 82.0%-53.4pp | 78.5%-49.9pp | 80.3%-51.8pp |
| Annual return | 34.67% | 32.52%+2.1pp | -137.37%+172.0pp | 373.84%-339.2pp |
| Employer contribution / active EE | $1,154 | $5,292-78.2% | $4,322-73.3% | $4,755-75.7% |
| Participant deferral / active EE | $4,329 | $6,709-35.5% | $5,821-25.6% | $6,713-35.5% |
| Admin fee / account holder | $5 | $13,988-100.0% | $10,601-100.0% | $11,407-100.0% |