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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,498 | $88,702-70.1% | $81,780-67.6% | $145,978-81.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 16.45% | 1029.12%-1012.7pp | 776.27%-759.8pp | 550.52%-534.1pp |
| Employer contribution / active EE | $1,488 | $3,084-51.8% | $2,914-48.9% | $4,662-68.1% |
| Participant deferral / active EE | $8,967 | $4,645+93.0% | $4,321+107.5% | $6,690+34.0% |
| Admin fee / account holder | $1,405 | $8,414-83.3% | $7,384-81.0% | $13,400-89.5% |