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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,306 | $96,643-78.0% | $86,617-75.4% | $139,456-84.7% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 15.44% | 106.57%-91.1pp | 591.91%-576.5pp | 373.45%-358.0pp |
| Employer contribution / active EE | $1,821 | $3,264-44.2% | $3,023-39.8% | $4,753-61.7% |
| Participant deferral / active EE | $5,098 | $4,835+5.4% | $4,437+14.9% | $6,711-24.0% |
| Admin fee / account holder | $505 | $6,406-92.1% | $5,613-91.0% | $11,407-95.6% |