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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,035 | $102,663-55.2% | $86,216-46.6% | $139,466-67.0% |
| Participation rate | 81.8% | 74.5%+7.3pp | 69.0%+12.9pp | 80.3%+1.5pp |
| Annual return | 14.90% | 1924.52%-1909.6pp | 1169.42%-1154.5pp | 373.66%-358.8pp |
| Employer contribution / active EE | $1,399 | $3,035-53.9% | $2,382-41.2% | $4,754-70.6% |
| Participant deferral / active EE | $2,823 | $4,677-39.6% | $3,986-29.2% | $6,712-57.9% |
| Admin fee / account holder | $2,385 | $8,663-72.5% | $6,853-65.2% | $11,409-79.1% |