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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,270 | $106,923-67.9% | $84,023-59.2% | $152,909-77.6% |
| Participation rate | 93.3% | 75.3%+18.1pp | 69.0%+24.3pp | 82.5%+10.9pp |
| Annual return | 27.21% | 105.02%-77.8pp | 71.32%-44.1pp | 345.46%-318.3pp |
| Employer contribution / active EE | $2,192 | $2,735-19.9% | $1,984+10.5% | $4,764-54.0% |
| Participant deferral / active EE | $3,759 | $4,013-6.3% | $3,239+16.0% | $5,851-35.8% |
| Admin fee / account holder | $1,178 | $8,289-85.8% | $6,102-80.7% | $11,601-89.8% |