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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,991 | $118,877-57.1% | $96,570-47.2% | $167,536-69.6% |
| Participation rate | 88.2% | 75.5%+12.7pp | 69.8%+18.4pp | 82.1%+6.1pp |
| Annual return | 16.02% | 50.50%-34.5pp | 37.79%-21.8pp | 478.82%-462.8pp |
| Employer contribution / active EE | $1,368 | $3,121-56.2% | $2,357-42.0% | $4,839-71.7% |
| Participant deferral / active EE | $2,674 | $4,617-42.1% | $3,849-30.5% | $6,342-57.8% |
| Admin fee / account holder | $4,886 | $8,069-39.4% | $6,182-21.0% | $12,315-60.3% |