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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,999 | $111,878-53.5% | $93,727-44.5% | $145,897-64.4% |
| Participation rate | 82.6% | 74.2%+8.4pp | 68.7%+13.9pp | 80.3%+2.3pp |
| Annual return | 14.56% | 204.28%-189.7pp | 133.83%-119.3pp | 552.29%-537.7pp |
| Employer contribution / active EE | $1,538 | $3,092-50.2% | $2,421-36.5% | $4,663-67.0% |
| Participant deferral / active EE | $2,764 | $4,920-43.8% | $4,417-37.4% | $6,689-58.7% |
| Admin fee / account holder | $567 | $10,256-94.5% | $8,292-93.2% | $13,390-95.8% |