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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,079 | $155,555+22.8% | $146,866+30.1% | $155,188+23.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 11.41% | 115.41%-104.0pp | 102.85%-91.4pp | 148.84%-137.4pp |
| Employer contribution / active EE | $12,312 | $4,647+165.0% | $4,425+178.3% | $4,248+189.8% |
| Participant deferral / active EE | $16,707 | $8,044+107.7% | $7,759+115.3% | $6,531+155.8% |
| Admin fee / account holder | $33,135 | $14,755+124.6% | $13,620+143.3% | $14,480+128.8% |