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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,946 | $159,934-1.9% | $147,005+6.8% | $145,959+7.5% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 8.74% | 98.24%-89.5pp | 418.76%-410.0pp | 561.95%-553.2pp |
| Employer contribution / active EE | $6,294 | $5,287+19.0% | $4,934+27.5% | $4,661+35.0% |
| Participant deferral / active EE | $17,891 | $8,427+112.3% | $8,070+121.7% | $6,689+167.5% |
| Admin fee / account holder | $8,313 | $15,053-44.8% | $13,006-36.1% | $13,398-37.9% |