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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,648 | $100,911-83.5% | $90,440-81.6% | $158,966-89.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 19.71% | 1726.62%-1706.9pp | 1294.38%-1274.7pp | 302.95%-283.2pp |
| Employer contribution / active EE | $1,434 | $3,690-61.1% | $3,263-56.1% | $4,762-69.9% |
| Participant deferral / active EE | $3,877 | $4,348-10.8% | $3,964-2.2% | $5,983-35.2% |
| Admin fee / account holder | $429 | $6,507-93.4% | $5,615-92.4% | $11,250-96.2% |