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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,943 | $99,011-85.9% | $86,582-83.9% | $147,586-90.6% |
| Participation rate | 69.2% | 76.3%-7.1pp | 73.5%-4.3pp | 82.8%-13.6pp |
| Annual return | 16.65% | 1312.75%-1296.1pp | 965.08%-948.4pp | 578.59%-561.9pp |
| Employer contribution / active EE | $949 | $3,132-69.7% | $2,839-66.6% | $4,876-80.5% |
| Participant deferral / active EE | $2,073 | $3,972-47.8% | $3,609-42.6% | $5,439-61.9% |
| Admin fee / account holder | $443 | $5,709-92.2% | $4,904-91.0% | $10,886-95.9% |