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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,293 | $154,145-49.9% | $130,014-40.6% | $139,427-44.6% |
| Participation rate | 72.2% | 82.0%-9.7pp | 78.5%-6.3pp | 80.3%-8.1pp |
| Annual return | 11.97% | 32.49%-20.5pp | -137.22%+149.2pp | 373.27%-361.3pp |
| Employer contribution / active EE | $1,495 | $5,290-71.7% | $4,320-65.4% | $4,752-68.5% |
| Participant deferral / active EE | $3,194 | $6,711-52.4% | $5,821-45.1% | $6,711-52.4% |
| Admin fee / account holder | $357 | $14,009-97.5% | $10,616-96.6% | $11,404-96.9% |