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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,145 | $144,130-70.1% | $117,861-63.4% | $147,586-70.8% |
| Participation rate | 72.7% | 83.4%-10.7pp | 79.7%-6.9pp | 82.8%-10.1pp |
| Annual return | 11.14% | 531.20%-520.1pp | 335.11%-324.0pp | 578.59%-567.5pp |
| Employer contribution / active EE | $1,004 | $4,897-79.5% | $3,786-73.5% | $4,876-79.4% |
| Participant deferral / active EE | $2,072 | $5,316-61.0% | $4,482-53.8% | $5,439-61.9% |
| Admin fee / account holder | $669 | $10,887-93.9% | $8,021-91.7% | $10,886-93.9% |