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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,728 | $150,442-51.7% | $136,295-46.6% | $147,585-50.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 15.34% | 1049.09%-1033.8pp | 5155.97%-5140.6pp | 578.56%-563.2pp |
| Employer contribution / active EE | $7,430 | $5,256+41.4% | $4,695+58.2% | $4,876+52.4% |
| Participant deferral / active EE | $5,931 | $6,630-10.5% | $6,247-5.1% | $5,439+9.1% |
| Admin fee / account holder | $693 | $10,905-93.6% | $9,243-92.5% | $10,885-93.6% |