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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,016 | $157,304-39.6% | $141,197-32.7% | $152,909-37.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.71% | 64.34%-44.6pp | 71.41%-51.7pp | 345.46%-325.8pp |
| Employer contribution / active EE | $6,915 | $5,263+31.4% | $4,736+46.0% | $4,764+45.1% |
| Participant deferral / active EE | $6,544 | $7,111-8.0% | $6,710-2.5% | $5,851+11.8% |
| Admin fee / account holder | $1,764 | $12,126-85.5% | $10,265-82.8% | $11,601-84.8% |