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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,585 | $138,102-12.0% | $125,381-3.0% | $134,532-9.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -16.10% | 750.73%-766.8pp | 572.31%-588.4pp | 418.27%-434.4pp |
| Employer contribution / active EE | $7,286 | $5,245+38.9% | $4,815+51.3% | $4,741+53.7% |
| Participant deferral / active EE | $3,841 | $7,801-50.8% | $7,448-48.4% | $6,401-40.0% |
| Admin fee / account holder | $744 | $11,568-93.6% | $10,007-92.6% | $11,429-93.5% |