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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,767 | $165,381-27.0% | $149,730-19.3% | $158,966-24.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.80% | 348.29%-336.5pp | 276.70%-264.9pp | 302.95%-291.1pp |
| Employer contribution / active EE | $4,464 | $5,104-12.5% | $4,645-3.9% | $4,762-6.3% |
| Participant deferral / active EE | $2,719 | $7,182-62.1% | $6,843-60.3% | $5,983-54.6% |
| Admin fee / account holder | $1,153 | $10,809-89.3% | $9,310-87.6% | $11,250-89.8% |