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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,506 | $150,447-8.6% | $136,298+0.9% | $147,586-6.8% |
| Participation rate | 94.1% | 84.4%+9.7pp | 81.9%+12.2pp | 82.8%+11.3pp |
| Annual return | 14.71% | 1049.15%-1034.4pp | 5156.27%-5141.6pp | 578.59%-563.9pp |
| Employer contribution / active EE | $9,847 | $5,256+87.3% | $4,696+109.7% | $4,876+101.9% |
| Participant deferral / active EE | $5,355 | $6,631-19.2% | $6,247-14.3% | $5,439-1.5% |
| Admin fee / account holder | $1,268 | $10,906-88.4% | $9,244-86.3% | $10,886-88.4% |