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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,966 | $162,136+20.2% | $152,301+28.0% | $154,746+26.0% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 12.92% | 91.02%-78.1pp | 80.50%-67.6pp | 172.34%-159.4pp |
| Employer contribution / active EE | $5,109 | $4,890+4.5% | $4,624+10.5% | $4,379+16.7% |
| Participant deferral / active EE | $7,079 | $8,341-15.1% | $8,004-11.6% | $6,730+5.2% |
| Admin fee / account holder | $14,296 | $15,759-9.3% | $14,398-0.7% | $14,365-0.5% |