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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,346 | $82,674-16.1% | $125,381-44.7% | $68,486+1.3% |
| Participation rate | 82.9% | 75.1%+7.8pp | 82.4%+0.5pp | 67.9%+15.0pp |
| Annual return | -20.00% | -5.97%-14.0pp | 572.31%-592.3pp | -7.85%-12.1pp |
| Employer contribution / active EE | $2,170 | $3,382-35.8% | $4,815-54.9% | $2,597-16.4% |
| Participant deferral / active EE | $6,423 | $6,111+5.1% | $7,448-13.8% | $4,028+59.5% |
| Admin fee / account holder | $2,401 | $6,277-61.7% | $10,007-76.0% | $5,404-55.6% |