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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,600 | $77,817-29.8% | $123,553-55.8% | $64,173-14.9% |
| Participation rate | 84.6% | 74.7%+9.9pp | 82.3%+2.3pp | 69.6%+15.0pp |
| Annual return | -10.23% | 12.49%-22.7pp | 119.21%-129.4pp | 7.63%-17.9pp |
| Employer contribution / active EE | $2,472 | $3,014-18.0% | $4,628-46.6% | $2,381+3.8% |
| Participant deferral / active EE | $5,984 | $5,240+14.2% | $6,426-6.9% | $3,470+72.5% |
| Admin fee / account holder | $2,150 | $5,519-61.0% | $9,284-76.8% | $4,887-56.0% |